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All Bay County Foreclosures. |   | All Beach Only Foreclosures |
Owner Financing  properties where the owner will finance it.
* note: On a short sale you will need to be willing to pay no less than 5 to 10% below list price or the bank will not take it in most cases. You also have to be prepared to wait several months for an answer on any offer.
This site is designed to help you find Panama City and Panama City Beach foreclosure properties absolutely FREE.
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Tips on buying short sales:
Foreclosures are also known as Repos, Repossessed Property, REO property, and Bank Owned Property.  
  Most people are miss informed about how Foreclosures are priced. The most frequent misconception is that Foreclosed homes are priced based on the amount the previous mortgagor owes on the property at the time of Foreclosure, this information is not correct.
      All foreclosed properties are priced based on a number of items which include but are not limited to, current market conditions, condition of the property, cost of repairs to bring property back to move in condition, and if it is cost effective to do any and all repairs to the property prior to putting the property on the market, these are just a few items used to determine the price.  With these things in mind not every foreclosed property is a steal. Yet, for someone that is looking to purchase a home for there primary residence, it could be cheaper in the long run. 
All foreclosed properties are sold as-is, where is, and with no warranties or guarantees.
     When purchasing a Foreclosed property there is no knowledge of defects, or things the previous owners may have done to the property, other than what my be physically visible. This is the risk you run when purchasing these types of property. Although there is no knowledge of any defects affecting these properties you are still able to have a home inspection at your expense. Having a home inspection can eliminate questions of any major problems that one may face when purchasing any home, foreclosed or not.
      If you have any questions regarding Foreclosed properties, please feel free to contact me at anytime with any questions. I would be more than happy to share any information I can, with you to help you better understand what to expect when considering purchasing a foreclosed property.
Search Current For Sale Inventory Sorted By Complex by clicking on any of the Complexes below
Aqua | Bay Point | Boardwalk | Carillon Beach | Calypso Resort | Commercial Property | Commodore | Coral Reef | Dolphin Bay | Dunes Of Panama | Edgewater | Emerald Beach | Emerald Isle | Endless Summer | Ensoleil | Finisterre |
* FORECLOSURES * | Front Beach Road | Grandview | Grandview Penthouse | Gulf Crest | Gulf Drive | Gulf Highlands | Hibiscus By the Bay | Harrison's Walk / Foreclosures | Hibiscus Penthouse | Holiday Beach | Horizon South |
Hot Beach Buys | HotPCBNews | Highway 77 | Highway 231 | Laketown Wharf | LaValencia | Legend Hills / Bay Point | Long Beach Towers | Lowest Priced Condos | Lynn Haven Country Club | Majestic Beach | Martinique | Mowat Highlands |
My Sell Price | Nautilus Cove | North Lagoon Drive | Ocean Ritz | Ocean Villa | * OWNER FINANCED PROPERTIES* | Palm Bay | Palm Cove | Palmetto Trace | Panama City Beach Parkway | Panama City Waterfront | Pelican Bay | Pelican Walk |
* PENTHOUSES * | Pinnacle Port | Regency Towers | Seychelles | Shores of Panama | Splash Resort | Spyglass Drive | Steal This Condo | Sterling Beach | STERLING BREEZE | Sterling Reef | Summer Breeze | STERLING BREEZE | Sugar Beach |
Sunbird | Sunrise Beach | Thomas Drive | The Glades | The Palms | The Preserve | The Summit | Tidewater Beach | Top Of The Gulf | Treasure Island | Twin Palms | Venture Out | Watercrest | Wild Heron
Copyright 1999 [Butch Metcalf]. All rights reserved.  Revised: August 25, 2012 .
7328 Thomas Dr. Suite M, PCB, Fl. 32408 (850) 230-5060 office
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Click any photo aboveto see a full website for that property. Not all properties are foreclosures.
Panama Cities Best Web Site for locating Foreclosures, Short Sales and Owner Financed Properties. Updated Daily!
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Visit Shelly Callaway's Direct Website here to obtain more Information & How to Apply for a Mortgage Pre-Approval through our Preferred Lender, Waterstone Mortgage
Email  Scallaway@waterstonemortgage.com    (850) 532-9332 Direct
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Email Butch Metcalf pc@starla.net (850) 319-6324 direct
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